Does Uber Insurance Cover Passengers After an Accident?
Taking an Uber may be a convenient way to get from one place to another. However, just like any other vehicle, Ubers are susceptible to accidents, whether because of negligent motorists on the road or driver negligence. Fortunately, Uber insurance covers passengers after an accident in specific circumstances, including waiting for a ride status, en route to pick up, or during rides to a destination. The value of your claim may vary depending on the phase of your ride and the extent of your injuries.
Attorney Hillel Traub has over 20 years of experience fighting for victims affected by negligence. Rideshare accident claims may be challenging to handle on your own. We have recovered millions on behalf of clients and are ready to fight for you. As a fierce litigator with a track record of success, we will strive for the best results so you may attain a complete recovery following an Uber accident.
Overview of Uber Insurance Coverage for Passengers
When you are harmed in an Uber accident, you may be covered under their one-million-dollar insurance policy. Depending on the phase of your ride, you can recover compensatory damages for medical expenses, lost wages, and emotional losses. The coverage that applies is based on the driver’s activity at the time of the accident.
The following is an overview of Uber insurance coverage for passengers:
The Uber Driver Is At-Fault
If an Uber driver was waiting on a ride request during the time of your accident, Uber will cover up to:
- $100,000 in bodily injury per accident with a maximum of $50,000 per person
- $25,000 for property damage
With the help of an experienced Uber accident lawyer, you can subpoena electronic records to find out what phase of the rideshare journey the accident occurred. Obtaining the maximum compensation you deserve may be challenging on your own due to insurance adjusters commonly devaluing or denying claims. At The Law Office of Hillel Traub, we fight to protect your legal rights with effective and trustworthy representation.
A Third-Party Driver is At-Fault
A third-party driver that caused your accident due to negligence is directly liable for your injuries and other accident-related losses. You may file an Uber accident claim with their insurance company to recover the compensation you deserve. To ensure you obtain the full value of your claim, consult an Uber accident lawyer for an assessment of the present and future economic and non-economic damages.
Filing a Lawsuit Against Uber After an Accident
Pursuing a lawsuit against Uber is complex because their drivers are classified as independent contractors. Companies such as Uber are more likely to be held accountable for negligence if they retain employees. However, if you suffered the following damages, you may be able to receive damages from Uber’s policy with the help of an experienced lawyer:
- Damages exceed the limit of your rideshare driver’s insurance policy
- You were sexually assaulted by a rideshare driver
- The company was negligent in hiring, training, or retaining the driver who caused the accident
Rideshare accident lawsuits are complex and require a lawyer with specialized knowledge of Uber liability and insurance. Attorney Hillel Traub can help you with all aspects of your claim, including answering any questions you may have and mitigating any obstacles that may hinder your chances of a favorable outcome.
Contact the Experienced Uber Accident Lawyer at The Law Office of Hillel Traub
If you were injured due to driver negligence in an Uber accident, attorney Hillel Traub, a former lawyer for MVA, is prepared to fight for the maximum compensation you deserve, whether it is through Uber’s insurance policy or a lawsuit. At The Law Office of Hillel Traub, we have recovered millions in settlements and judgments for vehicle accident victims and have also protected clients from aggressive insurance companies.
Schedule a free consultation today by calling us at (410) 580-1100 or by filling out our contact form for an assessment of your Uber accident claim.